The Cash Return Fund is managed by Growth Equity Management LLC under a deed of arrangement with Reward Programs International.

This is a legal binding arrangement that sets out the terms and conditions in which the fund is to operate.

The management of the fund is separate to the that of the operating and marketing of the varying up2coupon brands and programs.

In managing the fund we carefully analyze and review portfolio's that offer opportunities to meet fund guidelines.

The fund participates in the world and international markets.

Sectors the fund may participate in are Trading, Mutual's, Shares, Property, Metals, Alternative and Cash.

Risk management tools and procedures are used with the process to monitor and assist.