About this web site

This is a web site operated by Growth Equity Master LLC ("GEM ") under the domain name "www.returns2u.com" ("Fund Web Site"). The Fund Web Site is operated on behalf of Reward Programs International (www.rewardprogramsinternational.com) and its related bodies corporate (together called the "Rewards Group").

Your use of the information, graphics and materials on the Fund Web Site ("Material on this web site") is governed by these Terms of Use and the Privacy Statement.

In addition to the terms contained in this document, there are also specific terms which may form part of the Terms of Use and govern your use of, and access to, certain sections of the Fund Web Site. Since you may also be bound by these additional terms, you should review them wherever they are accessible by you on the Fund Web Site.

Third Party Software

Unless otherwise indicated software downloads available via links from the Fund Web Site are third party products. These products may be subject to a licence agreement between you and the relevant product owner. To the extent permitted by law, the Rewards Group accept no liability in respect of such third party products and the Rewards Group provide no warranty and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning these products.

Rewards Group Product Information and Supply

Material on this web site may contain general information about Rewards Group products and services. Unless expressly stated otherwise, this information:

• does not constitute an offer or inducement to enter into a legally binding contract; and
• does not form part of the terms and conditions for Rewards Group products and services.

All applications for credit are subject to the Rewards Group's normal credit approval criteria.

Unless expressly agreed otherwise:

• products and services discussed in the section of the Fund Web Site which refers to the US operations of any Rewards Group member (the "US Section") will be provided only to US residents. These products and services are generally not available to non-US residents because they may not comply with non-US laws; and
• products and services discussed in the sections of the Fund Web Site which refer to the various non-US operations of any Rewards Group member or discussed in web sites operated by any Rewards Group member outside US and linked to the Fund Web Site (the "International Sections") will be provided only to non US residents of the jurisdiction to which a particular International Section applies, and only to the extent that those products and services comply with the laws of that jurisdiction.

Warranties

While we have made every effort to ensure that information is free from error, the Rewards Group does not warrant the accuracy, adequacy or completeness of Material on this web site. All information is subject to change without notice. Rewards Group recommends that you seek independent advice before acting upon Material on this web site or Third Party Material. The Rewards Group does not guarantee that the Fund Web Site or Third Party Web Sites will be free from viruses, or that access to the Fund Web Site or Third Party Web Sites will be uninterrupted.

Termination

These Terms of Use (and the agreement constituted by your use of the information, graphics and materials on the Fund Web Site) and your access to the Fund Web Site may be terminated at any time by Rewards Group without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by the Rewards Group will survive termination, however, you will no longer be authorised to access the Fund Web Site.

Jurisdiction

Unless expressly agreed otherwise:

• the US section is provided for use only by US residents. The law applicable to use of the US section and to disputes arising out of the US section is the law of the State of Delaware, US; and
• each International Section is provided for use only by residents of the jurisdiction to which that International Section applies. The law applicable to use of each International Section and to disputes arising out of the International Section is the law of the State of Delaware, US.

Copyright and Trademarks

Copyright in the Material on this Web Site is owned or licensed by the Rewards Group.

Except where necessary for viewing the Material on this web site on your browser, or as permitted under the Copyright Act 1968 or other applicable laws or these Terms of Use, no Material on this web site may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of Growth Equity Master LLC.

"Rewards Group", and all associated trademarks, are trademarks of Aspire Venture Capital LLC.

Linking to Fund Web Site

Please contact Growth Equity Master if you would like to place a link to any part of the Fund Web Site.

Acceptance and Changes to Terms of Use

You acknowledge and accept that your use of the Fund Web Site indicates your acceptance of these Terms of Use and the Privacy and Security Statement.

These are the current Terms of Use. They replace any other terms of use for the Fund Web Site published on the Fund Web Site to date. Rewards Group may at any time vary the Terms of Use by publishing the varied Terms of Use on the Fund Web Site. You accept that by doing this, Rewards Group has provided you with sufficient notice of the variation.

Rewards Group reserves any rights not expressly granted in these Terms of Use.